Blog Posts in category: commercial lending

Lending Policies & Processes that Mitigate Risk in Any Economy
Posted on May 10, 2024 by Baker Hill
Managing risk is a core component of banking, but the financial landscape today and over the last few years has been especially fraught with risks. Between ongoing competition for deposits, a struggling CRE space as office vacancies surge, and an...

Celebrating 40 Years of Dreaming
Posted on April 30, 2024 by Mitch Woods
Recently, Baker Hill took our clients to "a whole new world" with our annual client conference, Prosper. We even celebrated our 40th anniversary as a company during the event! It was more than an opportunity to discuss interest rates or...

How Will AI Change Lending?
Posted on February 28, 2024 by Baker Hill
The popularity of artificial intelligence (AI) has skyrocketed since the launch of tools like OpenAI’s conversational chatbot, ChatGPT, which accumulated more than one million users a mere week after going live. ChatGPT effectively brought AI into the mainstream and financial...

Best Practices for Loan Pricing & Structures
Posted on February 12, 2024 by Baker Hill
Being able to price and structure commercial loans accurately is absolutely critical to a financial institution’s profitability and success, especially when there’s uncertainty around interest rates and overall economic performance as we progress into 2024. A strong credit analyst...

How to Empower Credit Analysts in Any Economic Environment
Posted on February 2, 2024 by Baker Hill
Credit analysts play a vital role within a financial institution, as they essentially act as the guardians of a bank or credit union’s balance sheet. To do this, they must be able to ascertain credit risk for new and existing...

Back to Basics: Relationship Management 101
Posted on January 29, 2024 by Baker Hill
In an era when high-tech tools are gaining traction and the threat of falling behind the digital adoption curve is a top concern, what does this mean for relationship managers and the high-touch service they strive to provide? After...
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